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Sudah Saatnya Kaum Pria Belajar Hemat Ketika Berbelanja

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Kaum pria kerap dianggap lebih boros ketika berbelanja dibandingkan dengan kaum wanita. Meski wanita hobi berbelanja, biasanya wanita lebih teliti dalam mencari informasi diskon dan promo menarik lainnya. Tidak mengherankan bila kaum pria sering mengandalkan wanita untuk urusan berbelanja. Namun kalau ingin berbelanja kebutuhan pribadi, sebenarnya para pria juga bisa melakukan upaya penghematan.

Lakukan saja beberapa langkah mudah ini ketika ingin berbelanja secara hemat:    

1. Tetapkan Dulu Budget yang Kita Miliki

Menetapkan budget belanja akan menghindarkan kita dari perilaku boros. Jangan sampai kita merogoh kocek lebih untuk membeli barang-barang mahal. Budget yang kita siapkan harus berasal dari sisa pendapatan setelah dikurangi biaya kebutuhan rutin dan tabungan. Dengan demikian, kita tidak akan memanfaatkan biaya kebutuhan lain hanya demi aktivitas berbelanja.  

2. Mencatat Barang yang Ingin Dibeli

Setelah menentukan budget, langkah selanjutnya yang wajib kita lakukan adalah mencatat daftar barang yang ingin dibeli. Utamakan barang-barang yang dibutuhkan untuk mendukung rutinitas misalnya kemeja kerja, sepatu kantor, tas kerja, dan barang-barang lainnya. Bila semua kebutuhan utama sudah terpenuhi, barulah kita bisa menggunakan kelebihan budget untuk membeli barang lainnya.  

3. Mencari Referensi Informasi

Ada banyak referensi informasi yang bisa kita dapatkan sebelum berbelanja. Selain mengunjungi pusat perbelanjaan, kita pun bisa mencari informasi dari internet. Misalnya dengan mengakses situs-situs toko online yang terpercaya. Mereka menyajikan informasi seputar harga dan spesifikasi produk secara lengkap,mulai dari harga sepatu kantor formal hingga produk kebutuhan rumah tangga.Kita pun jadi lebih termotivasi untuk berburu produk murah untuk menghemat pengeluaran.  

4. Tak Perlu Tergiur dengan Ajakan Teman

Ajakan teman untuk berbelanja barang-barang branded memang sulit untuk ditolak. Namun cobalah untuk menetapkan prinsip supaya tidak tergoda dengan ajakan tersebut. Jika kita terbiasa bergaul dengan teman-teman penyuka barang branded, maka sebaiknya kita berbelanja barang kebutuhan ketika sedang sendirian. Supaya kita lebih leluasa memilih dan menentukan barang belanjaan dengan harga terbaik sesuai kemampuan kita.  

Siap berburu barang-barang murah untuk menghemat pengeluaran? Mari luangkan waktu agar bisa berhemat sekaligus mendapatkan barang-barang berkualitas. (ADS)

Explore The Historical Kingdoms of Bali, A Belmond Hotel 

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The Jimbaran Puri, A Belmond Hotel, Bali invites guests to a rare experience to discover the rich heritage of the 9 Kingdoms of Bali, offering guests exclusive and private access to Royal Palaces in Bali and to learn the heritage and cultural values of Bali directly from members of the royal family while immersing in the stunning scenery of the island. Jimbaran Puri celebrates the history of the island and is delighted to truly connect guests to the rich culture of Bali. 

Celebrating Balinese Heritage 

The Kingdom of Bali (914 – 1908) was an empire seated in Klungkung. In 1686 the rulers of Klungkung, known by the title Dewa Agung were unable to maintain the influence and control across the island, which resulted in the division of the Kingdom of Bali into nine Kingdoms: Klungkung, Buleleng, Karangasem, Mengwi, Badung, Tabanan, Gianyar, Bangli and Jembrana.

These minor kingdoms developed their own dynasty, built their own Puri (Balinese palace compound) and established their own government. The high-caste descendants and heads of these royal families still reign to this day in a ceremonial capacity. 

Historical and Cultural Immersion 

Guests at Jimbaran Puri are invited to learn more about the rich history of the Balinese Kingdoms and gain exclusive insights into the life of the Balinese Royals – nine families descended from the ancient Klungkung and Karangasem Kingdoms – and enjoy a once in a lifetime experience to have lunch and interact together with a member of the royal family amongst the serene setting of Bali. 

On the first day, guests are able to explore Klungkung from early in the morning by visiting the old palace compound, where members of the royal family resided before the puputan war, located across from the current royal palace. Afterwards, meet the King of Klungkung or one of the royal family members in a special lunch and to get a better understanding of the history of Bali. 

TAMAN SOEKASADA UJUNG

Rise early on the second day to visit the royal palace of Karangasem, whose design is a blend of Balinese, Chinese and European architecture. Continue the historical journey to Taman Ujung, a water palace built by the King of Karangasem in 1901 together with a Dutch architect, Van den Hentz, and a Chinese architect, Loto Ang, before having an insightful lunch with a member of the Karangasem royal family. 

After a day of exploration, toast the sunset at Puri Bar with refreshing cocktails while preparing for a memorable dinner at Nelayan restaurant. Piquant Indonesian spices are woven into dishes that use classic French techniques. Seasonal tropical ingredients – coconut, lobster, lemongrass – combine for a culinary immersion that celebrates the best of both worlds. 

PURI AGUNG KARANGASEM

Jimbaran Puri boasts a reputation as one of the most serene hotels in Bali. The resort’s one-bedroom Deluxe Pool Villa offers a perfect escape with a private pool while the Cottage Suite extends to a private terrace. The resort’s cottages and villas recognise Balinese craftsmanship, incorporating locally-sourced materials such as bamboo, teak and alang-alang thatching with high-beamed ceilings and a calm, natural palette which sets the scene for total mind and body relaxation. 

Is Passive Income Just a Trend?

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Passive income becomes more popular by the day. This fascination with passive income has led to a lot of content being written about how you can generate passive income, as well as myths that surround it. 

Passive income may very well be the most trending thing right now. That said, there are many people who do not fully understand what passive income is. We will take you through its definition, how sources are set up, and how to create passive income with no investment through Honeygain.

Passive Income Definition

Many people falsely believe that any income that is not from your primary source is passive income. Actually, real passive income is income that you earn without having to put in any ‘active’ effort. Certain passive income sources require almost no effort, and you can consider revenue that you earn from them as ‘free money’.

In order to fully harness passive income, you usually need to put in the initial effort to build a few sources. Each successful source is an income stream that you can rely on. So the more income streams you build, the higher your passive income is.

Why Passive Income is Trending?

Passive income has become extremely popular over the last few years. This is because the general economic condition of young people has worsened, and it is becoming increasingly difficult to make ends meet. As such, it is necessary for most millennials to find ways to pay the bills and maintain their standard of living.

People usually turn to passive income as it does not require a lot of effort to maintain. The fact that you can earn free money from passive income while you have a full-time job makes it very enticing. With the massive increase in the number of searches, more and more guides are coming up which explains how you can set up passive income sources.

Sadly, not all of them explain the kinds of passive income sources, and most of them fail to manage the expectations of the readers.

Photo by Melanie Deziel on Unsplash

How to Setup Passive Income Sources

As you may have guessed by now, the higher the effort needed to set up a source, the higher your potential income. There are people who pursue passive income with the intention of being a millionaire.

However, the amount of effort required to do such a thing is extraordinary. If you are someone who does not want to work 12 hours a day for years to set up passive income sources, then you should look for low-effort sources.

Low effort sources will obviously pay less, but they will also require little effort. Another advantage of these sources is that they do not require investment at the beginning. Someone who tries to set up a real estate empire will need millions of dollars, but someone looking for free money through apps that pay may require nothing at all.

One of the easiest passive income sources to set up is Honeygain. If you have been wondering how to create passive income with no investment and little effort, then read further: Passive Income with No Investment through Honeygain.

With Honeygain, you can sell your bandwidth to Fortune 500 and other trusted companies. These companies will use your bandwidth for market research, SEO purposes, and Ad Verification. Honeygain will pay you $1 for every 10GB of data shared.

The best thing about the app is that you can install and forget about it. It will work in the background and keep on generating money for you. Once you have $20 in your account, you will be able to withdraw your earnings through PayPal.

You can download the app for Windows, macOS, and Android from the Honeygain download page. Set it up now and start making passive income!

Conclusion

We just went through some of the reasons why passive income is trending right now. The idea of free money seems interesting, but the reality is that you need to put in effort and money in order to make the big bucks.

The alternative for you is apps like Honeygain, which can help you create passive income without investment. While you cannot expect to be a millionaire through Honeygain, you can increase your monthly income by a reasonable amount.

Omicron Can Be Found Almost Anywhere. Probably.

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How common is the Omicron variation in the United States? Given its unique characteristics—it appears to cause milder sickness but spreads much more quickly—a it’s critical public health issue that necessitates a new way of thinking about personal and community dangers. Given the time it takes to sequence and report samples, it’s also a difficult question to answer in real time.

The US Centers for Disease Control and Prevention (CDC) reported just before Christmas that Omicron was responsible for 73 percent of the country’s most recent cases. That number, which marked a startling sixfold growth in just a week, stuck with us and has shaped our collective thinking about the pandemic’s current situation ever since.

However, the CDC updated its initial estimate to 23 percent a week later, indicating that although everyone was focused on Omicron, Delta, a nastier, more fatal variety, was remained the main concern.

Researchers have had more time in the weeks since to figure out how Omicron is spreading across the population. That kind of real-world data is exactly what they need to improve their modeling, so their most recent predictions are likely to be more accurate. And what are the results of those projections?

Omicron is virtually widespread, accounting for nearly all new cases in the United States. This is true across the country, while some areas, such as New England and the Midwest, still have a significant amount of Delta, as shown in gray on the pie charts below:

Nonetheless, the most recent data are what the CDC refers to as a “Nowcast,” which is a model that forecasts the current situation based on prior trends. The most current real data is from the week ending Dec. 28, when Delta accounted for over 62% of all incidents.

While it’s evident that Omicron is on the verge of a statewide takeover, we can’t be certain it’s actually happened; after the surveillance and sequencing work is completed, the current Nowcast data could be revised downward. Indeed, there are hints that Delta isn’t completely gone: it still accounts for about 40% of new cases at the U.S. Capitol’s testing lab in Washington, D.C., for example.

Many of us, from lawmakers to school officials to ordinary citizens, have rethought the pandemic in light of the fact that we’re now dealing with a milder strain of the virus—one that spreads so quickly that infection appears all but unavoidable. What’s less obvious is how many individuals realize that such reasoning is based on early data that will be revised later.

The CDC’s Nowcast is a very helpful public health tool, but it can’t be more than a guess. The more cautious among us, such as the immunocompromised and others at high risk, should act as though Delta is still there, at least until more conclusive data becomes available. (By Alex Fitzpatrick)

China’s Living History

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Opening 8th January 2018

A short drive just beyond the city limits of Shanghai stands an ancient camphor forest. At its heart is the Emperor Tree; standing at 17 metres, it is the tallest of its kind in all of China. It has stood for more than 1,000 years – but not here, not in this spot. For in this woodland sanctuary, all is not what it seems.

Amanyangyun is the fourth Aman destination in China, the first in Shanghai, and the only one with its dwellings to have travelled more than 700km. Opening on 8 January, 2018, it is the result of a staggeringly ambitious 15-year conservation initiative, which saw nothing less than the relocation of a forest and the reconstruction of a historic village.

The story begins in the city of Fuzhou in the province of Jiangxi, 700km from Shanghai, where construction of a new reservoir threatened the existence of thousands of camphor trees and dozens of homes dating back to the Ming and Qing Dynasties. Over the course of a decade, Fuzhou-born entrepreneur Ma Dadong and Aman worked together to ensure these relics of China’s ancient past would not be lost to history, overseeing the transportation and replanting of 10,000 trees – including the 80-tonne Emperor Tree – and the stone-by-stone disassembly and rebuilding of 50 antique houses.

Reborn 27km southwest of Shanghai, these houses and trees now shape the soul of Amanyangyun, a 10 hectare retreat that presents a tranquil, nature-rich counterpart to the dynamic cosmopolitanism of its neighbouring city, while keeping the attractions and energy of the metropolis within easy reach.

Kerry Hill Architects – also behind Aman Tokyo – have meticulously restored the 50 disassembled antique houses to create 26 ancient dwellings for Amanyangyun, seamlessly integrating contemporary comfort into the 400-year-old fabric of the buildings. Many of the Antique Villas still bear the legacy of their bygone owners, in the form of ornate stone carvings and inscriptions that depict family hopes and histories. Thirteen of the antique dwellings, now four-bedroom Antique Villas, measure between 800 and 1,000sq m, and include a private pool and Jacuzzi, as well as a courtyard – a signature feature of Chinese buildings of this age. Twelve of the historic homes rescued and restored from Jiangxi have been converted into refined Aman Residences to own. The result is a harmonious blend of modernity and tradition, and a living monument to the natural and human history of Jiangxi.

As well as the Antique Villas, Amanyangyun provides 24 newly created Ming Courtyard Suites that harmoniously complement their historic counterparts, offering guests expansive, light-flooded bedrooms and living areas characterised by refined wooden interiors and Aman’s signature Asian-inflected minimalist design aesthetic. Crafted to balance old and new, these 65sq m spaces each pay tribute to the structure of the classic Chinese courtyard home, with two spacious private courtyards attached to each.

The spiritual heart of Amanyangyun is Nan Shu Fang. Named after the royal reading pavilion in the Forbidden City, this cultural complex has been created from the final and most architecturally impressive antique building to have made the journey from Fuzhou. Enhanced with furniture crafted from the nanmu wood characteristic of Ming interiors, the pavilion is a modern-day recreation of the ‘scholars’ studios’ of 17th-century China’s literati – a space to learn, contemplate and practise traditional crafts such as calligraphy, music and painting, or to watch one of Amanyangyun’s frequent Kunqu Opera performances.

Across the courtyard, six dedicated rooms have been created to host traditional tea and incense ceremonies, while, directly facing the entrance, the Emperor Tree stands as a compelling visual reminder of the value of maintaining a connection with history. This is why Amanyangyun’s guests are each invited to nourish the tree with water when they arrive – reflecting the importance of nurturing the past to enrich the future.

8 Holiday Fashion Ideas

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The holiday party season can be a source of serious wardrobe problems, but we have plenty of suggestions to help you inject some festive spirit into your look!

The holiday season is quickly approaching, which means a calendar full of festivities as well as a calendar full of seasonal sartorial conundrums. It can be difficult to put together a look for a holiday party, but we have put together a handy list of eight tips that we are confident will help you out. What is our top recommendation?

HAVE A GREAT TIME! This holiday season is all about standing out — and more than a little sparkle — so keep your shyness to yourself until after New Year’s.

1. Start with eye-catching outerwear.

Each evening, it is likely that it will be cold outside when you arrive at your holiday soirees, so a stylish coat is a must-have. It is the first thing people notice, and it can be used to tie your entire outfit together. Make sure it is perfectly fitted — you can always take it to your friendly neighborhood tailor for some alterations — and if you want to up the ante on style, try one with a fashion-forward silhouette or an interesting texture, such as fur or embroidery. Last but not least, adorn your overcoat with a broach or cinch it with a belt to make it stand out!

2. It is your time to shine!

There is no better time of year than the holidays to use glitter. Include a glistening piece in your holiday ensemble, such as a sequined skirt, a metallic blazer, or a pair of cute, crystal-embellished shoes. But be careful not to overdo it; limit yourself to one or two pieces per outfit. You do not want to be misidentified as a Christmas tree, do you?

3. To reflect the spirit of the season, add a splash of color to your look.

While a little black dress is always a safe bet for any party, it is a rather dull option for the holidays. Try incorporating the season’s popular jewel tones, neons, or acid brights into your outfit to get into the holiday spirit!

4. Embrace the velvet renaissance.

It may be difficult to resurrect this ’90s trend, but it is ideal for the holidays. If you are still not convinced, try a dress or coat in the soft, shimmering fabric in rich tones like plum or burgundy — if that does not work, try a pair of velvet shoes or an accessory like a hat or scarf. Hey, if Alexander Wang can do it, it is certainly worth a shot.

5. Eye-catching jewelry is required.

The holidays are the perfect time to wear an armful of bangles, a massive bib necklace, or a cocktail ring the size of a doorknob. Make a statement with your jewelry, but keep the rest of your outfit simple.

6. Try out a daring, festive beauty look.

Fans of a smokey eye, a bold red lip, or an intricate up-do, rejoice! We all know that these looks are not for every day, so when the holidays arrive, try something more directional and daring.

7. Experiment with textures and layers.    Simplicity is best left for another season; during the holidays, you should look festive and interesting. Try it in leather, lace, faux fur, or all-embellished-everything!

8. Remove the denim.

You have 11 months to wear your skinny jeans, so store them until the party season is over. Instead of denim, try a pair of tapered black trousers or a brightly colored pair of pants. You do not want to come across as too laid-back!

Vodkapedia

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MESKI tidak berwarna, rasa masing-masing jenis atau merek tidak sama – ada yang plain tapi ada yang fruty. Ada yang lembut, ada yang langsung ‘nendang’. Di sinilah preferensi masing-masing personal berbeda, mereka memilih vodka dengan cita rasa yang sesuai dengan selera.

Tidak hanya wine, minum spirit juga ada seninya. Kita sering melihat di klub orang menenggak tequila dalam gelas kecil dengan sekali tenggak, apa enaknya? Atau minum whiskey yang bergelas-gelas? Yang ada hanya efeknya, mabuk!

Minuman beralkohol itu pada dasarnya terbagi menjadi tiga besar: bir, wine, dan spirit. Yang disebut terakhir ini minuman beralkohol yang diperoleh dengan proses penyulingan – setelah melalui proses fermentasi tentu. Di antara jenis minuman yang lain, kadar alkohol pada spirit tergolong paling tinggi (sekitar 40%), sebutlah whiskey, vodka, gin, rum, tequila, bitter, cognac atau brandy, dan lain-lain.

Vodka berasal dari bahasa Rusia yang artinya adalah air. Vodka datang dari bagian budaya negara Rusia yang berupa minuman beralkohol dengan kadar etanol sangat tinggi sebesar 35% sampai 60% dengan ciri bening, tidak berwarna. Polandia mengklaim bahwa vodka pertama kali diproduksi pada tahun 1405 dan waktu itu dikonsumsi oleh penduduk Eropa Timur sebagai cara untuk memerangi udara dingin. 

Saat ini mungkin tdiak relevan lagi menyebut negara tempat vodka diproduksi, karena sudah menjadi minuman massal yang mendunia dan diproduksi secara global. Mereknya pun sangat banyak, sebutlah Absolut Vodka, Finlandia, Vodka RUS, Reyka, Ciroc, Fris, Belvedere, Effen, Pearl, Ultimat, Akvinta, Grey Goose, Iceberg, Sobieski, Svedk, 42 Below, Jewel of Russia, White Diamond, Ketel One, Orzel, U’Luvka, Luksusowa, Stolichnaya, Vox, dan seterusnya. 

Jika yang dicari hanya sensasi pusingnya, minum spirit dengan cara apa pun dan gaya apa pun, memang sah-sah saja. Tapi untuk menikmati secara benar, ternyata ada seninya. Beberapa waktu yang lalu saya ikut ‘kelas vodka’ yang dihadiri para bartender seluruh Jakarta di Hotel Intercontinental, disponsori oleh merek terkenal Absolut Vodka. 

Yup, minuman ini sangat terkait erat dengan gaya hidup. Vodka sudah pasti fungsinya bukan sekadar untuk pelepas dahaga, tapi ada seni dan tradisi yang meracik – sebagai campuran cocktail, maupun menyajikannya. Sehingga, minuman vodka bukan sekadar rasanya yang unik, namun juga proses dan tampilan yang menarik. 

Untuk itu, untuk ketiga kalinya, kembali diadakan Indonesia Finlandia Vodka Cup yang melombakan kepiawaian para bartender meracik minuman yang berlangsung di Musro, Hotel Borobudur Jakarta, 2 Desember 2010.

Meski Indonesia baru mengikuti kompetisi meracik minuman bertaraf internasional untuk yang ketiga kalinya, namun pihak Brown-Forman selaku perusahaan yang memasarkan Finlandia Vodka merasa yakin, bartender Indonesia mampu bersaing dengan bartender dari sekitar 30 negara yang akan berkumpul di Finlandia. 

“Kami optimis pemenang yang nantinya akan mewakili Indonesia dapat memberikan kemampuan terbaik mereka di hadapan para bartender dari seluruh dunia. Sejauh ini kami melihat bahwa Indonesia memiliki potensi peracik minuman berbakat yang mengerti seni meracik minuman dengan menggunakan bahan dasar alami dan segar. Bakat inilah yang harus terus diasah melalui ajang kompetisi seperti Indonesia Finlandia Vodka Cup yang rutin kami gelar setiap tahunnya sejak 2008,” ujar Vincent Pantow selaku Market Manager West Indonesia, Brown-Forman Indonesia. 

Fashion Industry: Several Points to Consider

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The fashion industry is made up of a variety of smaller, more niche industries. Many people only think of online stores, design houses and brands, and fashion magazines when they think of fashion. Other craftspeople and industries, on the other hand, work in the clothing industry. 

There are those who make and sell fabric and notions, of course, but there are also flower makers, embroiders, seamstresses, and a variety of other craftspeople. Models, stylists, hair stylists, make-up artists, model agents, photographers, and a slew of other non-fashion businesses make up a larger fashion eco-system when it comes to fashion shows and marketing.

Change happens quickly and frequently in many industries, particularly those that cater to consumers. The consumer and the industry are always changing. Fashion retailing has evolved from large fashion houses, fashion magazines, and retail stores to include TV channels selling a variety of goods, including fashion, and then the Internet and online retailing.

The rise of the Internet has had an impact on the fashion industry in general, not just the selling end. It is used in supply chains, advertising, communications, brand awareness, and other areas, and it has blurred the line between business and consumer. Social media platforms have become crucial not only for selling fashion but also for forecasting and predicting future trends. Bloggers and other influencers can help sell products, but they can also be used by “Fashion Forecasters” who use Instagram, other social media channels, and street-style blogs to predict what is next.

The following are just a few of the topics to be aware of. Finding articles in full-text databases and reports as well as articles on the Internet is a good way to learn about new industry trends.

When looking at the industry, these are just a few of the more obvious concepts to consider. That has been included because it exemplifies the idea that certain aspects of the fashion industry require in-depth investigation as part of a larger picture. (Burhan Abe)

Tips Liburan Anti Gagal dengan Perencanaan Keuangan Matang

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Banyak kegiatan di dalam rumah selama pandemi Covid-19 memaksa seseorang untuk menahan rasa bosan dan jenuh selama 4 bulan terakhir. Tak jarang orang tua yang biasanya fokus dengan pekerjaannya, kini harus membagi waktu untuk juga mengawasi buah hati selama proses pembelajaran sekolah secara daring.

Meski segala kegiatan bisa dilakukan di rumah saja, nyatanya manusia tetap perlu untuk melakukan kegiatan di luar rumah sebagai salah satu cara mengganti suasana dan mood. Walaupun pandemi ini belum sepenuhnya berakhir, tak ada salahnya untuk merencanakan liburan bersama keluarga untuk memperbaiki kondisi jiwa yang sudah dipenuhi kejenuhan kan?

Tapi tunggu dulu, liburan bersama yang seru harus dirancanakan secara matang agar biaya yang dikeluarkan bisa seefisien mungkin. Yuk, simak beberapa tips liburan anti gagal dengan perencanaan keuangan di era new normal Covid-19!

1. Pisahkan pos-pos pengeluaran dan tabungan

Hal wajib yang perlu kalian lakukan adalah memisahkan pos pengeluaran-pengeluaran tertentu dan juga memisahkan tabungan kalian. Kalau pos pengeluaran, kalian bisa memakai bekas toples makanan yang tidak terpakai dan ditulis sesuai dengan pos pengeluarannya. Jangan lupa untuk tabungan pun perlu dipisahkan ya. Jangan menabung liburan di rekening yang sama untuk menerima gaji. Bisa-bisa kamu nggak sadar, kalau tabungan liburanmu terpakai.

2. Bujet uang jajan anak dilokasikan untuk biaya sewa penginapan

Karena pandemi ini kita dianjurkan untuk tetap di rumah saja, secara otomatis pula pemerintah memberlakukan sistem pembelajaran daring untuk siswa-siswa di Indonesia. Tak terkecuali untuk anak-anak kita.

Photo by Gustavo Fring from Pexels

Sistem pembelajaran daring atau pembelajaran jarak jauh memang tidak mudah, tetapi setidaknya bisa melindung anak-anak kita dari serangan virus Covid-19. Di satu sisi, pembelajaran jarak jauh ini dapat menghemat pengeluaran kita sebab pos biaya uang jajan anak tidak terpakai selama kurang lebih 4 bulan. Ini merupakan celah yang baik untuk dialokasikan menjadi biaya sewa penginapan untuk rencana liburan mendatang lho.

3. Bujet uang transportasi selama WFH dialokasikan untuk biaya transportasi liburan

Karena segala pekerjaan harus dikerjakan dari rumah, mau tidak mau pos uang transportasi kerja juga utuh selama masa pandemi ini. Kalau kamu benar-benar ingin mencicil tabungan liburan, boleh dicoba mengalokasikannya ke biaya transportasi liburan seperti ongkos pesawat dan kereta. Jadi pengeluaran dan pemasukan tetap aman seperti layaknya kondisi normal meskipun haru disisihkan untuk menabung, kan?

Photo by Porapak Apichodilok from Pexels

4. Bujet makan di luar dialokasikan untuk biaya makan selama liburan

Ini adalah bagian terpenting dari proses menabung, yakni menahan hawa nafsu untuk jajan makan di luar diganti menjadi makan makanan sehat bergizi yang dibuat di rumah. Selain menghemat keuangan, makan makanan hasil olahan sendiri jauh lebih sehat dan terjamin kebersihannya.

Jadi untuk beberapa waktu ke depan, mohon ditahan dulu segala hasrat untuk mencicipi makanan di luar. Karena percaya deh, pengeluaran makan di luarmu bisa kamu tabung untuk biaya makan selama liburan. Loh, tadi katanya mau berlibur? Harus konsisten menabung ya sobat.

Itulah tadi beberapa cara untuk berlibur dengan merencanaan keuangan secara optimal. Pastikan juga untuk melakukan perencanaan liburan secara efisien dengan survei tempat wisata dan akomodasi ya. (*)

3 Rekomendasi Cream Cheese Berkualitas Harga Murah

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Mungkin selama ini Anda sudah sering kali mendengar istilah cream cheese, namun bahan makanan seperti apakah itu? 

Sebenarnya krim keju ini dikenal sebagai keju yang masih muda, sehingga cita rasanya tidak sekuat keju pada umumnya. Justru ini nilai lebihnya, sangat cocok dikonsumsi oleh orang-orang yang kurang begitu suka dengan aroma ataupun rasa keju terlalu pekat. Di pasaran sendiri produknya memang sudah banyak dijual dari berbagai merk.

Anda bisa dengan mudah membeli cream cheese ini di supermarket maupun agen-agen bahan makanan terdekat dalam berbagai merk, namun untuk Anda yang ingin mendapatkan krim keju enak ini dengan harga terjangkau, maka berikut ada beberapa rekomendasi merknya, yaitu:

  1. Yummy krim keju, ini adalah brand lokal, namun tawarkan kualitas keju tidak abal-abal, rasanya bisa disandingkan dengan produk krim keju dari luar negeri yang lainnya, bentuknya padat dengan tekstur yang sangat lembut, bisa dimasak dengan suhu panas maupun dingin, harga jualnya sendiri juga sangat terjangkau.
  2. Cheesy olesan, ini juga termasuk dalam krim keju asli dari Indonesia yang harganya murah meriah. Ia dibuat dari susu yang berkualitas sehingga tetap menghasilkan rasa yang begitu nikmat. Dapat dinikmati secara langsung maupun diolah menjadi berbagai macam hidangan lain yang tidak kalah lezat tentunya, mudah ditemui di minimarket terdekat.
  3. Calf krim keju, brand yang satu ini nyatanya juga mengeluarkan produk makanan keju krim, merknya tentu sudah tidak asing bagi Anda, mengingat ia banyak mengeluarkan produk bakery yang lainnya dengan kualitas bagus namun harga sangat terjangkau. Bisa langsung disantap maupun dijadikan sebagai bahan campuran untuk produk makanan yang lainnya.

Mudah untuk mendapatkan merk keju cheddar di atas, salah satunya bisa dijumpai secara online di Toko Wahab. Keju ini memang sering kali dijadikan sebagai alternatif bahan campuran makanan maupun minuman kekinian untuk mendapatkan cita rasa lebih nikmat, apalagi variannya sendiri begitu banyak dengan rasa yang berbeda-beda, dapat disesuaikan selera.